creativeHiya kids

Your summer has finally come to an end, hasn’t it? But I know you had a wonderful holiday, . How much money did you spend during your holiday? Did you spend a lot? Or did you manage to save a little bit?

It is so easy to spend during the holidays because you are always going out and we want to spend more money on our wants so we can have as much fun as possible. But we shouldn’t spend so much that we don’t even have any savings left at the end of the day!

How do you know if you’re a wise spender, or someone who spends money everywhere and anywhere? Well, there are a couple of tests:

  1. Do you have money in your wallet? Wise spenders always have some cash in their wallet, this is so if an emergency happens, they will be able to deal with it.
  2. Do you have a savings account and a tortoise bank? Wise spenders don’t spend all their money. They remember to save some!
  3. Do you know the difference between wants and needs? Wise spenders know that a need is those items that we cannot survive without – like food, water and clothes. They know that wants are those items that we don’t need to survive – like the latest game.

So kids, are you a wise spender?

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